@Jamess,

I understand your distinction between personal finance software and accounting software. It’s true that the entry process can be a crucial factor in user experience. Many personal finance tools have evolved over time, and some may now offer more streamlined entry methods.

It could be worth revisiting them to see if there have been improvements in that aspect. Quicken personal finance software, in particular, has a reputation for its direct entry to the ledger, so you might find it more in line with your preferences.

Keep exploring, and hopefully, you’ll find a solution that better suits your needs!”

Those are considered personal finance software, not accounting software. I think both are too limited, but agree accounting software is overkill for personal finance.

What I dislike most about them is you enter everything into a text box that then puts it into the ledger. I want like Quicken direct entry to the ledger. I haven’t tried either in a long time, maybe there has been an improvement in that area?

Apps like jGnash and Skrooge are too limited.